Commercial Banking

Business is about people with ideas and solutions. That's why at ServisFirst Bank, you get a Commercial Banker who understands you and your vision for success. Your Commercial Banker will be your direct point of contact for all your business banking needs.

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All of our Commercial Checking Accounts include:

  • Free Monthly Email Statements
  • Free Notary Services
  • Free Internet Banking*

For more information on commercial fee Schedules and account requirements, view our Comparison Chart.

* Internet Banking is view account transactions only.

Commercial Checking Accounts

Business Checking

  • Free Visa Business Check Card
  • Low monthly service charge can be avoided by maintaining minimum average daily collected balance
  • Expanded business check package at no cost
  • 125 credit items included each month
  • 125 debit items included each month

Corporate Checking

  • Free Visa Business Check Card
  • Analysis Account: monthly service charge calculated by account activity level
  • Service charges may be reduced by earnings credit
  • Earnings credit accrued on 90% of the average daily balance

IOLTA* Checking

  • No monthly service charge regardless of balance
  • Interest is compounded daily and paid monthly on 90% of the average daily collected balance
  • Interest earned is paid directly to benefit to the Bar foundation in the state where the account is opened, for Alabama, Georgia, Mississippi, South Carolina, and Tennessee

* Interest on Lawyer's Trust Accounts

IOTA* Checking

  • No monthly service charge regardless of balance
  • Interest is compounded daily and paid monthly on 90% of the average daily collected balance
  • Interest earned is paid directly to the Florida Bar Association

* Interest on Trust Accounts

NOW Checking

  • Designed for Sole Proprietors, Non-Profit Organizations & Public Funds
  • Low monthly service charge can be avoided by maintaining minimum average daily collected balance
  • Interest is compounded daily and paid monthly on 100% of the average daily collected balance

Commercial Money Market

  • Free Visa Business Check Card
  • Unlimited "in person" withdrawals
  • Low monthly service charge can be avoided by maintaining minimum average daily collected balance
  • Tiered interest is compounded daily and paid monthly on the average daily collected balance
  • Tiers:
    • $0 - $49,999.99
    • $50,000.00 - $99,999.99
    • $100,000.00 - $249,999.99
    • $250,000.00 and above 

Commercial Fee Schedule and Account Requirements

Checking Accounts

Business Checking

Corporate Checking

IOLTA Checking

IOTA Checking*

NOW Checking

Commercial MMA

Minimum Balance to Open

$250.00

$250.00

$1,000.00

$1,000.00

$1,000.00

$1,500.00

Monthly Service Charge

$20.00 fee can be avoided by
maintaining a $2,000.00
average daily collected
balance

$20.00 fee can be offset by
earnings credit**

No monthly fee regardless of
balance

No monthly fee regardless of
balance

$15.00 fee can be avoided by
maintaining a $1,000.00
average daily collected
balance

$20.00 fee can be avoided by
maintaining a daily minimum
balance of $1,500.00

Interest Paid

None

None

Interest is compounded daily
and paid monthly on 90% of
the average daily collected
balance (less a 10% reserve
requirement)

Interest is compounded daily
and paid monthly on 90% of
the average daily collected
balance (less a 10% reserve
requirement)

Interest is compounded daily
and paid monthly on 100% of
the average daily collected
balance

Tiered interest is
compounded daily and paid
monthly on 100% of the
average daily collected
balance

Deposit Fee

None

$0.50 per deposit

None

None

None

None

Per Credit Item Fee

125 credit items processed
free each month. Items
processed in excess of 125
are $0.25 per item

$0.10 per credit item

None

None

None

None

Per Debit (Check) Item Fee

125 debit (check) items
processed free each month.
Items processed in excess of
125 are $0.25 per item.

$0.17 per debit (check) item

None

None 

None

Six withdrawals allowed per month (checks and/or electronic transfers), $15.00 service charge per item exceeding limit*** 

Overdraft Fee

$35.00 

$35.00 

$35.00

 $35.00

 $35.00

$35.00 

Return Deposit Item Fee

$10.00 

$10.00 

$10.00

 $10.00

$6.00 

$10.00

Stop Payment Fee

$25.00

$25.00 

 $25.00

$25.00 

$20.00 

Free Stop Payments 

Domestic Wire Transfer Fee

Incoming - $10.00
Outgoing (In-person) - $20.00
Outgoing (Phone/email)- $50.00 

Incoming - $10.00
Outgoing (In-person) - $20.00
Outgoing (Phone/email)- $50.00

Incoming - $10.00
Outgoing (In-person) - $20.00
Outgoing (Phone/email)- $50.00 

Incoming - $10.00
Outgoing (In-person) - $20.00
Outgoing (Phone/email)- $50.00 

Incoming – None
Outgoing - $20.00 

Incoming - $10.00
Outgoing (In-person) - $20.00
Outgoing (Phone/email)- $50.00

International Wire Transfer Fee (US Dollar)

Incoming - $20.00
Outgoing (In-person) - $20.00
Outgoing (Phone/email)- $50.00

Incoming - $20.00
Outgoing (In-person) - $20.00
Outgoing (Phone/email)- $50.00 

Incoming - $20.00
Outgoing (In-person) - $20.00
Outgoing (Phone/email)- $50.00 

Incoming - $20.00
Outgoing (In-person) - $20.00
Outgoing (Phone/email)- $50.00

Incoming - $20.00
Outgoing - $20.00

Incoming - $20.00
Outgoing (In-person) - $20.00
Outgoing (Phone/email)- $50.00

* Florida only

** Earnings credit rate will be accrued on 100% of the average daily collected balance less a 10% reserve.

*** This is a limited transaction account. Exceeding these limitations may result in account closure, change of account type, termination of transfer capability or other remedial action.