|
Minimum Balance to Open
|
$250.00
|
$250.00
|
$1,000.00
|
$1,000.00
|
$1,000.00
|
$1,500.00
|
|
Monthly Service Charge
|
$20.00 fee can be avoided by
maintaining a $2,000.00
average daily collected
balance
|
$20.00 fee can be offset by
earnings credit**
|
No monthly fee regardless of
balance
|
No monthly fee regardless of
balance
|
$15.00 fee can be avoided by
maintaining a $1,000.00
average daily collected
balance
|
$20.00 fee can be avoided by
maintaining a daily minimum
balance of $1,500.00
|
|
Interest Paid
|
None
|
None
|
Interest is compounded daily
and paid monthly on 90% of
the daily collected
balance (less a 10% reserve
requirement)
|
Interest is compounded daily
and paid monthly on 90% of
the daily collected
balance (less a 10% reserve
requirement)
|
Interest is compounded daily
and paid monthly on 100% of
the daily collected
balance
|
Tiered interest is
compounded daily and paid
monthly on 100% of the
daily collected
balance
|
|
Deposit Fee
|
None
|
$0.50 per deposit
|
None
|
None
|
None
|
None
|
|
Per Credit Item Fee
|
125 credit items processed
free each month. Items
processed in excess of 125
are $0.25 per item
|
$0.15 electronic credit
$0.10 per check deposited
|
None
|
None
|
None
|
None
|
|
Per Debit (Check) Item Fee
|
125 debit (check) items
processed free each month.
Items processed in excess of
125 are $0.25 per item.
|
$0.15 electronic debit
$0.24 per debit (check) item
|
None
|
None
|
None
|
Six withdrawals allowed per month (checks and/or electronic transfers), $15.00 service charge per item exceeding limit***
|
|
Overdraft Fee
|
$35.00
|
$35.00
|
$35.00
|
$35.00
|
$35.00
|
$35.00
|
|
Non-Sufficient Funds (NSF) Fee
|
$35.00
|
$35.00
|
$35.00
|
$35.00
|
$35.00
|
$35.00
|
|
Return Deposit Item Fee
|
$10.00
|
$10.00
|
$10.00
|
$10.00
|
$6.00
|
$10.00
|
|
Stop Payment Fee
|
$25.00
|
$25.00
|
$25.00
|
$25.00
|
$20.00
|
Free Stop Payments
|
|
Domestic Wire Transfer Fee
|
Incoming - $10.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email)- $100.00
|
Incoming - $10.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email)- $100.00
|
Incoming - $10.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email)- $100.00
|
Incoming - $10.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email)- $100.00
|
Incoming – None
Outgoing - $100.00
|
Incoming - $10.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email)- $100.00
|
|
International Wire Transfer Fee (US Dollar)
|
Incoming - $20.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email)- $100.00
|
Incoming - $20.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email)- $100.00
|
Incoming - $20.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email)- $100.00
|
Incoming - $20.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email)- $100.00
|
Incoming - $20.00
Outgoing - $100.00
|
Incoming - $20.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email)- $100.00
|
