Personal Checking

Each of our Personal Banking products was designed with your individual needs in mind. Benefit features include competitive interest-bearing checking accounts, automatically reimbursed foreign ATM fees, free Internet Banking with Bill Pay and more

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All Personal Checking Accounts Include

  • Free Visa Check or ATM Card
  • Free Online Banking with Bill Pay
  • Free eStatements

ServisFirst Checking

  • Unlimited check writing
  • Up to 5 foreign ATM service charges will be automatically reimbursed per month
  • Low monthly service charge can be avoided by maintaining minimum average daily collected balance

Foundation Checking

  • Designed for individuals age 50 and up
  • No minimum daily balance required
  • No monthly service charge regardless of balance
  • Unlimited check writing
  • Free custom wallet checks
  • Unlimited foreign ATM/Debit transactions (ServisFirst Bank will reimburse up to $5.00 per transaction on foreign ATM charges)
  • Interest is compounded daily and paid on 100% of the daily collected balance
  • Free Notary Services
  • Free Direct Deposit

Executive Checking

  • Unlimited check writing
  • Free custom wallet checks
  • Up to 5 foreign ATM service charges will be automatically reimbursed per month.
  • Interest is compounded daily and paid on 100% of the average daily collected balance
  • Low monthly service charge can be avoided by maintaining minimum daily collected balance
  • Free Notary Services

Student Checking

  • Available to students up to age 24. On the student’s 25th birthday, the account will automatically convert to a ServisFirst Checking account
  • No daily minimum balance required
  • Low monthly service charge
  • Up to 5 foreign ATM service charges will be automatically reimbursed per month
  • Unlimited check writing
  • Free first order of custom wallet checks

Simple Access Account

  • Use your ServisFirst Debit Card to access your personal checking account, make purchases, and withdraw
    cash from ATMs
  • Free Internet and Mobile Banking
  • Up to 5 foreign ATM service charges will be automatically reimbursed per month.
  • Low monthly service charge

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Personal Banking Fee Schedule and Account Requirements

Checking Accounts

ServisFirst Checking

Foundation Checking

Executive Checking

Student Checking

Simple Access Account

Minimum Balance
to Open

$100.00

$250.00

$250.00

$100.00

$25.00

Monthly Service Charge

$8.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance

No monthly fee regardless of balance

$10.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance

$2.00 maintenance fee regardless of balance

$5.00 maintenance fee regardless of balance

Interest Paid

None

Interest is compounded daily and paid 100% of the daily collected balance

Interest is compounded daily and paid 100% of the daily collected balance

None

None

Fee for Foreign ATM Transactions

Up to 5 foreign ATM service charges per month

Unlimited

Up to 5 foreign ATM service charges per month

Up to 5 foreign ATM service charges per month

Up to 5 foreign ATM service charges per month

Free Check Orders

No

Free custom wallet checks

Free custom wallet checks

Free first order of 50 custom wallet checks

Checks not offered for this acount

Overdraft Fee

$20.00

$20.00

$20.00

$20.00

N/A

Fees that Apply to All Accounts

ItemFees

Non-Sufficient Funds (NSF) Fee

None

Return Deposit Item Fee

None

Stop Payment Fee

$20.00

Domestic Wire Transfer Fees

Incoming - $10.00

Outgoing - $20.00
International Wire Transfer Fees

Incoming - $20.00

Outgoing - $20.00

Debit Card Monitoring

We are continuously monitoring your ATM and debit card transactions to protect your accounts using state-of-the-art intelligence technology and skilled fraud experts. If suspicious transactions are detected, a fraud specialist will immediately attempt to contact you. If fraud is confirmed, a hold will be placed on your card until we contact you with a resolution.