| Minimum Balance to Open | $250.00 | $250.00 | $1,000.00 | $1,000.00 | $1,000.00 | $1,500.00 |
| Monthly Service Charge | $20.00 fee can be avoided by maintaining a $2,000.00 average daily collected balance | $20.00 fee may be reduced by earnings credit** | No monthly fee regardless of balance | No monthly fee regardless of balance | $15.00 fee can be avoided by maintaining a $1,000.00 average daily collected balance | $20.00 fee can be avoided by maintaining a daily minimum balance of $1,500.00 |
| Interest Paid | None | None | Interest is compounded daily and paid monthly on 90% of the daily collected balance (less a 10% reserve requirement) | Interest is compounded daily and paid monthly on 90% of the daily collected balance (less a 10% reserve requirement) | Interest is compounded daily and paid monthly on 100% of the daily collected balance | Tiered interest is compounded daily and paid monthly on 100% of the daily collected balance |
| Deposit Fee | None | $0.50 per deposit | None | None | None | None |
| Per Credit Item Fee | 125 credit items processed free each month. Items processed in excess of 125 are $0.25 per item | $0.15 electronic credit
$0.10 per check deposited | None | None | None | None |
| Per Debit (Check) Item Fee | 125 debit (check) items processed free each month. Items processed in excess of 125 are $0.25 per item. | $0.15 electronic debit
$0.24 per debit (check) item | None | None | None | Six withdrawals allowed per month (checks and/or electronic transfers), $15.00 service charge per item exceeding limit*** |
| Overdraft Fee | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 |
| Non-Sufficient Funds (NSF) Fee | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 |
| Return Deposit Item Fee | $10.00 | $10.00 | $10.00 | $10.00 | $6.00 | $10.00 |
| Stop Payment Fee | $25.00 | $25.00 | $25.00 | $25.00 | $20.00 | Free Stop Payments |
| Domestic Wire Transfer Fee | Incoming - $10.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email) - $100.00 | Incoming - $10.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email) - $100.00 | Incoming - $10.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email) - $100.00 | Incoming - $10.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email) - $100.00 | Incoming – None
Outgoing - $100.00 | Incoming - $10.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email) - $100.00 |
| International Wire Transfer Fee (US Dollar) | Incoming - $20.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email) - $100.00 | Incoming - $20.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email) - $100.00 | Incoming - $20.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email) - $100.00 | Incoming - $20.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email) - $100.00 | Incoming - $20.00
Outgoing - $100.00 | Incoming - $20.00
Outgoing (In-person) - $100.00
Outgoing (Phone/email) - $100.00 |
