Personal Banking

Banking Solutions for You

Each of our Personal Banking products was designed with your individual needs in mind. Benefit features include competitive interest-bearing checking accounts, automatically reimbursed foreign ATM fees, free Internet Banking with Bill Pay and more.

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Equal Housing Lender

Secure digital banking, tailored for modern business.

Checking Accounts Savings Accounts Money Market Fee Schedule Debit Card Monitoring

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Personal Checking Accounts

Choose from a variety of checking accounts designed to meet your unique financial needs and lifestyle.

All of our Personal Checking Accounts include:

Free Visa Check or ATM Card
Free Online Banking with Bill Pay
Free eStatements

For more information on personal fee schedules and account requirements, view our Comparison Chart.

ServisFirst Checking

Unlimited check writing
Up to 5 foreign ATM service charges will be automatically reimbursed per month
Low monthly service charge can be avoided by maintaining minimum average daily collected balance

Foundation Checking

Designed for individuals age 50 and up
No minimum daily balance required
No monthly service charge regardless of balance
Unlimited check writing
Free custom wallet checks
Unlimited foreign ATM/Debit transactions (ServisFirst Bank will reimburse up to $5.00 per transaction on foreign ATM charges)
Interest is compounded daily and paid on 100% of the daily collected balance
Free Notary Services
Free Direct Deposit

Executive Checking

Unlimited check writing
Free custom wallet checks
Up to 5 foreign ATM service charges will be automatically reimbursed per month
Interest is compounded daily and paid on 100% of the daily collected balance
Low monthly service charge can be avoided by maintaining minimum average daily collected balance
Free Notary Services

Student Checking

Available to students up to age 24
No daily minimum balance required
Low monthly service charge
Up to 5 foreign ATM service charges will be automatically reimbursed per month
Unlimited check writing
Free first order of customer wallet checks

On the student's 25th birthday, the account will automatically convert to a ServisFirst Checking account

Simple Access Account

Use your ServisFirst Debit Card to access your personal checking account, make purchases, and withdraw cash from ATMs
Free Internet and Mobile Banking
Up to 5 foreign ATM service charges will be automatically reimbursed per month
Low monthly service charge

Checking Account Fee Schedule

Checking Accounts	ServisFirst Checking	Foundation Checking	Executive Checking	Student Checking	Simple Access
Minimum Balance to Open	$100.00	$250.00	$250.00	$100.00	$25.00
Monthly Service Charge	$8.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance	No monthly fee regardless of balance	$10.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance	$2.00 maintenance fee regardless of balance	$5.00 maintenance fee regardless of balance
Interest Paid	None	Interest is compounded daily and paid on 100% of the daily collected balance	Interest is compounded daily and paid on 100% of the daily collected balance	None	None

ServisFirst Checking

$100.00

Foundation Checking

$250.00

Executive Checking

$250.00

Student Checking

$100.00

Simple Access

$25.00

ServisFirst Checking

$8.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance

Foundation Checking

No monthly fee regardless of balance

Executive Checking

$10.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance

Student Checking

$2.00 maintenance fee regardless of balance

Simple Access

$5.00 maintenance fee regardless of balance

ServisFirst Checking

None

Foundation Checking

Interest is compounded daily and paid on 100% of the daily collected balance

Executive Checking

Interest is compounded daily and paid on 100% of the daily collected balance

Student Checking

None

Simple Access

None

Fees that Apply to All Accounts

Item	Fees
Stop Payment Fee	$20.00
Domestic Wire Transfer Fees	Incoming - $10.00 Outgoing - $20.00
International Wire Transfer Fees	Incoming - $20.00 Outgoing - $20.00

Stop Payment Fee

$20.00

Domestic Wire Transfer Fees

Incoming - $10.00
Outgoing - $20.00

International Wire Transfer Fees

Incoming - $20.00
Outgoing - $20.00

Savings Accounts

Our savings accounts help you build your financial future with competitive interest rates and no monthly fees.

Minor Savings

Structured for individuals through the age of 18 with parent or guardian (At age 19 account will automatically converts to ServisFirst Savings)
No monthly service charge regardless of balance
Quarterly statements
Interest is compounded daily and paid on 100% of the daily collected balance

ServisFirst Savings

No monthly service charge regardless of balance
Quarterly statements
Interest is compounded daily and paid on 100% of the daily collected balance

Learn More About Savings Accounts

Money Market Accounts

Enjoy higher yields with our tiered Money Market accounts, offering a balance of liquidity and competitive returns.

Account Features & Benefits

Unlimited "in person" withdrawals
Free Money Market check orders
Low monthly service charge can be avoided by maintaining minimum average daily collected balance
Tiered interest is compounded daily and paid monthly on the daily collected balance
Tiers:

$0 - $99,999

$100,000 - $249,999

$250,000 - $499,999

$500,000 - $999,999

$1,000,000 and up

Learn More About Money Market Accounts

Savings & Money Market Fee Schedule

Compare our savings and money market account options to find the best fit for your financial goals.

Savings/MMA Accounts	Minor Savings	ServisFirst Savings	Money Market Account
Minimum Balance to Open	$25.00	$100.00	$1,500.00
Monthly Maintenance Fee	None	None	$10.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance
Interest Paid	Interest is compounded daily and paid on 100% of the daily collected balance	Interest is compounded daily and paid on 100% of the daily collected balance	Tiered interest is compounded daily and paid on 100% of the daily collected balance
Additional Service Charges	None	None	Six withdrawals allowed per month (checks and/or electronic transfers), $15.00 service charge per item exceeding limit*

Minor Savings

$25.00

ServisFirst Savings

$100.00

Money Market

$1,500.00

Minor Savings

None

ServisFirst Savings

None

Money Market

$10.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance

Minor Savings

Interest is compounded daily and paid on 100% of the daily collected balance

ServisFirst Savings

Interest is compounded daily and paid on 100% of the daily collected balance

Money Market

Tiered interest is compounded daily and paid on 100% of the daily collected balance

Minor Savings

None

ServisFirst Savings

None

Money Market

Six withdrawals allowed per month (checks and/or electronic transfers), $15.00 service charge per item exceeding limit*

* This is a limited transaction account. Exceeding these limitations may result in account closure, change of account type, termination of transfer capability or other remedial action.

Debit Card Services

Access your funds securely with our advanced fraud monitoring and protection.

Debit Card Monitoring

We are continuously monitoring your ATM and debit card transactions to protect your accounts using state-of-the-art intelligence technology and skilled fraud experts. If suspicious transactions are detected, a fraud specialist will immediately attempt to contact you. If fraud is confirmed, a hold will be placed on your card until we contact you with a resolution.

How Our Monitoring Works:

24/7 transaction monitoring
Real-time fraud alerts
Immediate specialist contact
Temporary protective card holds

Get in Touch

Our personal banking specialists are ready to help you find the right solutions for your financial needs.

Connect with a Personal Banking Specialist

Ready to explore how ServisFirst Bank can support your financial goals? Contact our personal banking team to discuss your specific needs and discover the right solutions for you.

Contact Information

866.317.0810
Personal Banking

info@servisfirstbank.com
Email Our Team

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Schedule a consultation with one of our experts to explore solutions tailored to your financial needs.

Business banking

Banking that powers your growth

ServisFirst Bank blends financial strength with the kind of relationship-driven service growing companies depend on. We're positioned to help your business thrive.

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By the numbers

ServisFirst Bank by the Numbers

Key metrics and recognitions that show our strength and focus on clients.

$17.35B

Total assets

$13.54B

Total deposits

14.98%

Return on average equity

12.90%

Total capital ratio

#15

Ranked on Forbes' 2023 "America's Best Banks" list

Among publicly traded banks with $10-50B in assets

✓

Selected for D.A. Davidson's elite Best-of-Breed Bison designation

Personal Banking