Personal Savings & Money Market

Our Personal Savings and Money Market products were designed with your individual needs in mind.

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Account Options

Minor Savings

  • Structured for individuals through the age of 18 with parent or guardian (At age 19 account will automatically converts to ServisFirst Savings)
  • No monthly service charge regardless of balance
  • Quarterly statements
  • Interest is compounded daily and paid on 100% of the daily collected balance

ServisFirst Savings

  • No monthly service charge regardless of balance
  • Quarterly statements
  • Interest is compounded daily and paid on 100% of the daily collected balance

Money Market Account

  • Unlimited "in person" withdrawals
  • Free Money Market check orders
  • Low monthly service charge can be avoided by maintaining minimum average daily collected balance
  • Tiered interest is compounded daily and paid monthly on the daily collected balance
  • Tiers:
    • $0 - $99,999
    • $100,000 - $249,999
    • $250,000 - $499,999
    • $500,000 - $999,999
    • $1,000,000 and up

Personal Banking Fee Schedule and Account Requirements

Savings/MMA Accounts

Minor Savings

ServisFirst Savings

Money Market Account

Minimum Balance
to Open

$25.00

$100.00

$1,500.00

Monthly Maintenance Fee

None

None

$10.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance

Interest Paid

Interest is compounded daily and paid
on 100% of the daily collected
balance

Interest is compounded daily and paid
on 100% of the daily collected
balance

Tiered interest is compounded daily and
paid on 100% of the daily collected balance

Additional Service Charges

None

None

Six withdrawals allowed per month (checks and/or electronic transfers), $15.00 service charge per item exceeding limit*

Fees that Apply to All Consumer Accounts

ItemFees

Overdraft Fee

$20.00

Non-Sufficient (NSF) Fee

None

Return Deposit Item Fee

None

Stop Payment Fee

$20.00

Domestic Wire Transfer Fees

Incoming - $10.00

Outgoing - $20.00
International Wire Transfer Fees

Incoming - $20.00

Outgoing - $20.00

 * This is a limited transaction account. Exceeding these limitations may result in account closure, change of account type, termination of transfer capability or other remedial action.